Term Insurance
Simple protection cases that still require clean product, replacement, and beneficiary information.
- Application checklist
- Replacement guidance
- Conversion overview
Application Resources
Product-specific guidance for cleaner applications.
Help advisors understand what is needed before they start the application, which forms are required, and where common submission issues usually occur.
Product Pages
Application guidance by product type.
Each product page should include required information, common mistakes, required forms, and advisor next steps.
VUL
Variable life guidance focused on suitability, investment allocations, prospectus delivery, and illustration design.
- Risk tolerance considerations
- Allocation information
- Illustration requirements
GUL
Guaranteed universal life guidance focused on guarantees, premium duration, and no-lapse assumptions.
- No-lapse guarantee overview
- Guarantee duration
- Premium funding expectations
Hybrid LTC
Guidance for linked-benefit and asset-based LTC cases, including 1035 exchanges and couple designs.
- Funding source
- LTC benefit design
- 1035 exchange requirements
Disability Insurance
Application guidance for income protection cases, occupation class, benefit period, and documentation.
- Occupation class guide
- Income documentation
- Rider considerations
Traditional LTC
Traditional LTC guidance for health history, benefit design, inflation options, and partner discounts.
- Health history expectations
- Care setting definitions
- Inflation options
Recommended Page Pattern
Use the same layout across every product resource page so advisors know exactly where to find the information they need.
- Pre-application checklist
- Common submission errors
- Required forms and signatures
- Product-specific request button