Dynamic Questionnaire
Adaptive health intake that adds follow-up questions based on the selected conditions.
- General medical history
- Condition-specific follow-ups
- LTC questionnaire when applicable
- Print / Save PDF output
Underwriting Resources
Prepare cleaner submissions before the case gets stuck.
A central hub for medical, financial, build, military, and condition-specific underwriting resources. Help advisors gather better information before the formal application process begins.
Tools and References
Underwriting resource library.
Each card can eventually link to a PDF, embedded form, decision tree, or carrier-specific guide.
PDF Questionnaires
Downloadable questionnaires grouped by medical condition or underwriting topic.
- Cardiac, diabetes, respiratory, cancer history
- Neurological, mental health, alcohol / drug use
- LTC-specific activities of daily living
Build Charts
Reference height, weight, and BMI guidance before submitting an application.
- Standard build chart
- Carrier comparison chart
- Recent weight-change guidance
Auto-Declines
Quickly screen for medical, occupational, or financial issues that could create a likely decline.
- Recent hospitalization or pending surgery
- High-risk medications or diagnoses
- LTC and disability decline risks
Financial Underwriting
Guidance for matching face amount, premium, and purpose of coverage to client financials.
- Income replacement
- Estate and business planning
- Premium-to-income reasonableness
Military Rules
Rules and required information for active duty, reserve, deployment, aviation, and hazardous duty cases.
- Active duty and deployment
- Aviation and hazardous duties
- Required supplemental forms
Need help with an underwriting situation?
Submit a quick case question with the known medical history, product type, and planning objective.